Salam semua.

Apa khabar semua? Moga moga all sihat and doing GREAT.

AbangAbu akan mula update my blog as the new site ni dah siap. And Slowly AbangAbu akan add new features too.

Latest news yang sedang berlaku adalah satu program kewangan yang besar akan dilancarkan pada 24 August ini di Kota Singapura. Program ini diadakan dalam bahasa melayu. AbangAbu juga menjadi satu speaker dalam program itu nanti.

Akan AbangAbu tulis dalam blog mengenai Program itu a.s.a.p

Sempena Program itu AbangAbu juga akan melancarkan satu buku kerja KOMPAS WANG dalam membantu orang ramai untuk menjadikan keadaan kewangan anda lebih sihat dan sempurna. Buku ini bukan sahaja bahan bacaan sebaliknya buku practikal .

Harga pelancaran Buku adalah $29.90 dollar singapura. Ada sesuatu yang istimewa kepada pembaca serta kenalan AbangABU boleh memiliki buku ini pada harga $20 sahaja. Bagaimanapun untuk itu anda perlu menempah dan membuat bayaran sebelum 20August.

Buku kerja ini dihasilkan dengan niat untuk membantu masyarakat kita untuk financially fit for life.

Moga moga project saya ini dapat sokongan dari anda semua.

Tunggu untuk tips abangabu dalam biz Tips

Cara membuat tempahan serta bayaran adalah seperti berikut.


Call hotline AbangAbu atau nowasia 62200701 /

SMS to 91463164/ 98529487

email ;

keterangan lanjut boleh didapti dari cara cara di atas.

MAP untuk KAYA

Salam All.

Workshop MAP untuk KAYA akan berlangsung pada 6th July 2008 .sunday from 9.30am to 6pm.

A great workshop in malay on money skills and wealth creations.

check your time and book a place. Only 15 seats available as it will be a coaching style.

check MAP banner for mopre detail on the rite of this blog.

Article in The Sunday Times

Lorna Tan
Sun, Dec 09, 2007
The Sunday Times

Financial trainer banks on experience from running six businesses LIFE can present plenty of challenges but few people have dealt with ones so traumatic as those Mr Abuayubul Ansari faced 13 years ago.Mr Abuayubul, now 35, was driving his parents from Johor Baru to Penang when their car hit the road divider and his parents were flung out. His father died on the spot and his mother three months later. Mr Abuayubul suffered back injuries but fortunately recovered after 20 days.

With four younger siblings, then aged seven to 19, to support and no relatives to turn to, he had to rely on himself to get their lives back on track.

His parents had been running a sundry shop business and had debts of a few thousand dollars.

Mr Abuayubul was then 22 and doing a diploma course in Singapore. He quit his studies and returned to Johor Baru where he sold nasi lemak. But one job was not enough. So he travelled daily to Singapore to work at Newton Hawker Centre for $40 a shift.

Mr Abuayubul, who has been dabbling in stocks since he was 19, had a stock portfolio worth almost $100,000, and with cash so desperately needed, he sold everything.

Things started improving. His food business expanded and he even managed to put a brother through medical school in Britain.

Before long, he was venturing into businesses such as sports accessories, gifts and books. He also bought shophouses in Johor Baru to rent out.

His strategy was partly influenced by wealth guru Robert Kiyosaki’s concept of building passive income. But not all the six businesses he started turned to gold.

In 2003, he set up NowAsia, which trains people in entrepreneurship, financial literacy, personal development and Internet marketing.

Mr Abuayubul is head of the Young Entrepreneurs Club and vice-president of the Young Entrepreneurs Network of the Singapore Malay Chamber of Commerce and Industry.

Q What are your money habits?

A I had a very bad habit of never recording all my expenses. Now, my savings are always three months’ worth of monthly expenses.

Q What financial planning have you done?

A I follow a formula I call the ‘bucket system’, something I learnt from wealth guru Anthony Robbins. I am a short-term, high-risk investor. About 30 per cent of my investments is channelled into the stock markets in Singapore and the United States – what I consider my short-term growth bucket – with returns of 5 to 20 per cent per annum.

I go for penny stocks such as Goldtron. I’m an active trader and I pick stocks that are in the top losses list and sell them fast. I’m able to generate an average of $2,000 a month.

Sixty per cent of my investments are in a few businesses that I started, with returns of about 20 per cent a year. The remaining 10 per cent of investments are in my long-term growth bucket, which comprises property investments including land.

Q What about insurance planning?

A In 1992, I bought a life policy that comes with a sum assured of RM1 million (S$433,000). It required me to pay premiums for only eight years. I also have an insurance plan for each of my three children with a monthly premium of $100 per plan.

Q What property investments do you have?

A I have property in Malaysia and India. I bought a few acres of land near Chennai for less than $10,000.

I have three double-storey shophouses in Johor Baru. The first was bought in 1994 and cost RM450,000. I’m renting it out for RM 3,800 a month. My food business is run from this shophouse and it is giving me a monthly income stream of RM4,000.

In 1995, I bought another shophouse for RM180,000; it is rented out for RM2,500. I bought my third shophouse for RM237,000 and it is rented out for RM2,500. I also have a house in Skudai Baru which I bought for RM60,000 in 1995 and is now worth RM200,000. I have a 1,000 sq ft apartment in Skudai that was bought for RM28,000 and is now worth RM60,000.

Q How did you get interested in investing?

A When I was helping to sell newspapers at my uncle’s shop in Singapore after my O levels, there was an elderly man who would always come to the shop and read newspapers without buying them.

We started talking and he told me the back pages helped a lot of people to make money. Those were the stock listing pages and I insisted on learning about investing. I started by investing in a Clob share – one lot of Esso shares worth $2,300. In eight months, I had built a portfolio worth about $100,000 through contra trading.

Q What has been a bad investment?

A My worst investment was a double-storey shophouse in Malaysia which I bought for RM180,000 and sold for RM140,000.

Also, I lost about $70,000 in my sport accessories and gift shops.

Q Your best investment?

A I have attended many seminars and workshops on wealth building and self-development. I have invested more than $40,000 in attending different kinds of seminars. In return, I have learnt so many things that made me invest in a few businesses and also create new businesses.

I am a director of an interior design firm in Kuala Lumpur and a manpower agency in Johor Baru.

Q What’s your retirement plan?

A I will retire only when I die. I enjoy what I am doing now. I want to travel and share my experiences with people, which I believe can have a positive impact on their lives.

Q And your home is…?

A I have a double-storey house in Johor Baru. In Singapore, I live in a rented 1,200 sq ft apartment in Red Hill.

Q And your car is…?

A My car is a BMW.T series – bus, MRT, walk and also taxi.

Are You A Millionaire?

Hi all,

How are you doing? I believe you are all GREAT.

I have some news that i want to share today. And i got this email below…. from someone that i dont know. The email goes like this…..

Are you a millionaire or a multi-millionaire?

AbangAbu’s answer:

What is your own definition of millionaire or multi-millionaire?If you think that having  liquid assets  worth a million is a millionaire or having properties worth millions is a multi millionaire than i am of those two. However i believe that to consider yourself a millionaire or not is up to you. For me being a millionaire means that you must at least earn net 1 million cash every year so i dont consider myself a millionaire. I am just a simple guy who still learning the ropes and journey in entrepreneurship. Infact i am learning every day and if you can teach me something that i need i will learn from you as well.

What are the 6 businesses that you own?

Abangabu answer:

I started more than 6 businesses and of course i make mistakes in some of the businesses and some become succesfull.

19——- Nazir Restaurant JB (Larkin , Skudai)

20——-Nazir Minimart JB (tun Aminah )

21——-Shabaz Enterprise ( Tun Aminah)

24——-Shabaz Electronics and Computers Pte Ltd ( Singapore)

26——Shabaz Gift And Souviniers ( Singapore)

26——-Miracle Juntion ( Singapore)

26——- Precession Consultancy( Singapore)

28——NowAsia ( Singapore)

30—— Design Indah Sdn Bhd ( KL)

31—– Design Engineering Sdn Bhd( KL)

34—–Dapur Indah Cafeteria(KL)

new startups:  AbangAbu , AbangAbu.TV also a new production firm soon.

Check on this so that you know which are existing and which are not.  must do work mah…. hahahaha

Are they companies or firms?
Companies are those that have “Pte Ltd” or “Ltd”.  Hence, if you are that rich, I am sure all your businesses are companies.

Abangabu answer:

Of course some of are pte ltd , some sole prop, some partnerships. If doesn’t matter if are rich or not . Starting business requires strategies and that is what it matters when you start as firm or any other form of legal entities. This my own opinion.
Do you have links to your businesses’ websites?

AbangAbu answer:

I have only 2 websites , Nowasia and AbangAbu as well AbangAbu .TV.
How come there is hardly any information on your businesses when I googled?

Abangabu answer:

Well that is not in my control . ahahahaha. maybe google  dont like me ahahahaha. anyway you can google my name abuayubul Ansari or AbangAbu . you might get some list there .

I hope this will a help for you. I dont have your email so i decide to publish it here so that maybe others can benefit as well.

Thank you.

Abangabu answer:

Welcome. may all of us grow rich and successful with social responsibility.


One important element in business is profit. Many of businesses are struggling in making  profits consistently. Infact new startups must find profit fast so that they can go a long way in their business. I would like to highlight some important steps and guide in order to get good profits.

I will using the acronym PROFIT  to get more profits in your business

P= Price——

Price your product right. This is very important in making a good profit. Many of new startup dont really know how to price it right. This is because fear of losing sales and ect. Do your research on your kind of products and services out there before set a price. And know your target group. Also know your costing as some of new startup price it lower than their cost.

R= Review—–

Review your marketing plan. Find out whether your marketing plan designed to produce the intended result?. Change the content and evaluate the results. Use different media. Invest in some marketing workshops .Implement different technique of marketing. Very critical aspect in making good profit.

O= Operating Cost—–

Operating Cost can make your profit very less or even make your business lose money. Take all effort to keep your operating cost low. Start operating at home if you don’t really need a office in the beginning. Don’t buy fancy items like expensive furnitures and so forth. Do all you can to keep the cost very low in building the business.


Make your service or product flexible enough for you to add value. This will help you to sell other things that might very relevant with your main service or product. By adding the right value you have a great chance to increase the price of your product.

I= Inexpensive Promotions

In order to get good profit you have to do promotions. However my advice will be looking for inexpensive promotions. Like  tagging with other products that can be a complement. Giving out talks about your service or products, attend free networking events. Email contacts that you have . Giving out certain fees to people who refer your service or products to others.

T = Target—–

Target market is one of the important aspect that every business should pay attention. Find out the right target market for your service or product. Find out where they live , what they love doing , income range and all the details that you can get from. This will be very helpful for you in design the right marketing plan that will hit or reach your target group.

These points will be surely speed up your profit return and increase your profit as well.

I wish all my readers who are in business to gain high profits in their businesses.

This week Entrepreneur

Hye all,

Today, we would love to introduce another young entrepreneurs who have started and running business. Haida Waty from NowAsia had the previlige to interview them and feature here in

I am very sure that we can learn something powerful from this young entrepreneurs.


Name: Hartini Ab Ghani & Nur Arfah Octavia Jaffar

Age: 27

CEO of: Ola Lola


1) What kind of business do you have? What inspired you to become an entrepreneur?

We run an online business retailing accessories and apparel for ladies. What inspired us to be entrepreneurs was the sole idea of being our own bosses, also the thought of having our very own brand name appealed to us. Of course, needless to say, the love for accessories also contributed to this inspiration.

2) Did you need to have a certain mindset to achieve success?

We work on our passion, sincerely, and everything falls into place thereafter. Patience is most definitely, a virtue. Believing in our dreams, having a positive mind and faith in ourselves would also be the baby steps to success.

3) Have you noticed certain advantages to being an entrepreneur?

The entrepreneurial mind does wonders to how we perceive life now. We are embarking on personal self-growth, independence and wisdom. Having an eye for detail and being meticulous, especially when we are working on a hand-made product, proves to be an all-important trait that eventually developed in us. The simpler pleasures in life now would mean seeing a satisfied customer putting on a hand-made Ola Lola product. What also keeps us going is the constantly widening circle of network, which starts off as customers who have now become our friends and acquaintances.

4) Is it difficult to get financing for businesses? If so, why and are there any solutions?

We started off well with a mediocre amount of money. Subsequently, as the business grew, we focused on sourcing for supplies at the most minimal cost. Family members have also helped in investing when the need arised.

5) Did you have a mentor to help you get started?

No. We relied on accessory-making how-to books and our own creativity.

6) Approximately how much money did you invest before your business became profitable?

It took less than S$1k to kick-start our business.

7) What resources were most helpful to you when you were starting your business?

The reliable Internet, self-help books and our creative juices contributed a great deal when we were starting our business.

8) What ways have you found to be most effective in marketing your product or service to get sales?

Word-of-mouth, social networking websites, flyer distribution and outdoor events such as flea markets and bazaars are the most effective ways of marketing our product and brand name.

9) What tips can you give others who want to embrace their dream but, don’t have the confidence or feel they don’t have what it takes to succeed?

Never let anybody tell you that you won’t be able to do it. A tiny voice inside you will insist that nothing is impossible. Listen to that tiny voice. You’ll shine better when you are passionate your own product/service and sincerely want the rest of the world to experience it the way you do. Set goals and put your plans into action. Create a personal motto and live by it. Play motivational words in your mind daily as a mantra. With all that said, it’s really fine to fail sometimes. You’ll never be able to savour the sweetness of success without knowing how failure feels like.

10) How do you manage juggling the responsibilities of being an entrepreneur?

We believe being self-disciplined, determined and prioritizing works well for us.

11) What’s next for you?

Kicking into our fourth year now, we hope to launch an apparel line for men. A perfect picture of Ola Lola’s biggest goal would be a quaint little café with a savoury finger food feast, and a corner to display our accessories and apparel for our shopaholic patrons.

This week Entrepreneur

This week got owners of an online business.

I hope this will inspire and motivate us to start some thing.

So here is their sharing for us.


Name: Sanisah Satiman & Lydia Sarip

Age: 35 / 28

CEO of: MsDollyLolly


1)What kind of business do you have? What inspired you to become an entrepreneur?.

Online clothing business. Friends that actually have such business and succeeded. Also because of our passion for fashion.

2)Did you need to have a certain mindset to achieve success?

Know what we want, set a finite time to reach goals, know our priorities, know no failure and give one hundred and one percent.

3)Have you noticed certain advantages to being an entrepreneur?.

Network of friends has grown larger.

4)Is it difficult to get financing for businesses? If so why and are there any solutions?

Nope as our’s a small scale business. We started off with our own savings.

5)Did you have a mentor to help you get started?.

No one in particular. But our husbands are our pillars of support. Their constant encouragement and ideas spurred us on.

6)Approximately how much money did you invest before your business became profitable?

About S$5000 and it took us 9 months before we can see the profit.

7)What resources were most helpful to you when you were starting your business?

The internet as well as ideas from friends and family around us.

8)What ways have you found to be most effective in marketing your product or service to get sales?

Word of mouth, SMS, MSN and flea markets.

9)What tips can you give others who want to embrace their dream but, don’t have the confidence or feel they don’t have what it takes to succeed?

Go confidently in the direction of your dreams. In the long run, we only hit what we aim at. Never, never, never, never give up . Make a success of living by seeing a goal and aiming for it unswervingly. You never really lose until you stop trying. Champions believe in themselves even if no one else does. In order to succeed, we must first believe that we can. They can because they think they can.

10)How do you manage juggling the responsibilities of being a entrepreneur?

Know our priorities and faithfully keeping to the organized schedule.

11)What’s next for you?

We hope our business will somehow have the same standard and influence in a regular retail business. (eg. IPZone)

This Week Entrepreneur

long time never meet in this segmen. Today i have one person that i want to introduce to all of you.

Learn from one young entrepreneur, I am indeed very happy to introduce young entrepreneurs in my segmen here.

Name: Nur Fuad Sayuti

Age: 34

Entrepreneur of Photo G. Nic & Free lance Wedding Photographer

1)What kind of business do you have? What inspired you to become an entrepreneur?.

I’m into photography and videography. Emphasizing on weddings. However, I do some events coverage, kids/family photos and outdoor shoots as well.

It’s been my passion since young to take up photography and I’ve always admired those people who succeeded in doing the things they love to do. I’ve always imagine myself as being one of them. I like people to know my work, appreciate my work and know who I am.

2)Did you need to have a certain mindset to achieve success?

Of course. You have to set yourself a certain target. Goal setting is important. So at least, you have something to set your sight. It’s like playing soccer without the goalpost! You will never score!! Or a race without the finishing line!

3) Have you noticed certain advantages to being an entrepreneur?.

Yes! If you set your heart and determination on the things that you do, you will see the fruits of your success. You will achieve your goal. You do something that you like plus the money that you’ll get. So it’s a win-win situation for me.

4) Is it difficult to get financing for businesses? If so why and are there any solutions?

For myself, I have the support of my family. I started from a small capital and through my hard work and determination I am where I am now.

5) Did you have a mentor to help you get started?.

Yes. He is my friend, who is a photographer himself. He did advice and encourage me to go for my dream. He makes me believe that I can make it big one day.

6) Approximately how much money did you invest before your business became profitable?

For me, I’ve invested about $10,000. Which some might say a small amount. But to me at that point of time, it is quite a big sum of money. And thank god, I can see that it’s worth every penny that I’ve spent.

7) What resources were most helpful to you when you were starting your business?

I would say, magazines and books were the most helpful resources. I would read or see other photographer’s works and try to improve on my works and also it gives me some ideas on my future works too. Another helpful resource is getting feedback from my customers. To me it is important in getting feedback from customers as it will help you in your works. You will know what you did good or otherwise.

8)What ways have you found to be most effective in marketing your product or service to get sales?

To me, personally, a good recommendation does wonders for an effective marketing. So to me customer’s satisfaction is very important. Also a good form of advertising is like an icing on the cake. So a good recommendation plus a good advertising is, to me, the most effective.

9)What tips can you give others who want to embrace their dream but, don’t have the confidence or feel they don’t have what it takes to succeed?

My tips to them are, go for your dream. Achieve what you want. Don’t be afraid to fail. Make failure a stepping stone for success. Don’t give up easily. There are always ups and downs. You will never know until you try. That’s the key word; YOU’LL NEVER KNOW UNTIL YOU’VE TRIED.

10)How do you manage juggling the responsibilities of being a entrepreneur?

You must have total control and self disciplined.

11)What’s next for you?

After 7 years in this line, I think I have still a long way to go. So in the near future, I would like to see myself as a household name. To be well known in this industries. To be ‘up there’ with the successful ones.

Always Believe in Urself

Social media & sharing icons powered by UltimatelySocial