RAYA GET TOGETHER AT ISTANA

Salam ied Mubarak, it is full of Raya open house tho whole week and weekends. Some place AbangAbu tak dapat pergi, rugi tak dapat rasa kuih raya.

Last Friday , it was an open house at istana under invatation from the Minister Incharge of Muslim Affairs Prof. Dr Yaccob Ibrahim.

So AbangAbu had some meeting at office and than head direct to Istana. Reach Istana at 7pm Bus pick us at main gate than sampai istana just in time for prayers.After prayer turun to the open space for the raya get together. Semua community leaders, business leaders semua ada kat situ. Buat networking sikit. Ramai yang kenal plak AbangAbu , rasa malu plak sebab pakai baju office attire je , tak pakai baju melayu… tak ambik gambar plak.

Mr Zaki MP ngah q for satay sempat AbangAbu ambik gambar… seronok juga jumpa ramai org kenamaan jugak, AbangAbu dapat 3 biz proposal buat program dalam get together tu , hahaha so the benefit of attend even event cam gini bagus kan…..

Ada orchestra melayu singapore dendangkan lagu lagu merdu. Terpegun AbangAbu dengan persembahan mereka memang best yang nyanyi tun pun best jugak suara dia hehehehe . Ni buat AbangAbu ngah wait my own song … dah siap ngah nak insert dalam CD audio AbangAbu Wang dan Anda.

Tu je lah AbangAbu nak update sikit …. Jangan lupa dengar interview AbangAbu pat radio Warna on Tuesday from 3pm to 4 pm dalam segmen paradigma bersama AB SHaik

ngah terpegun ustaz nengok
ngah terpegun ustaz nengok

Belia dan Bisnes 10oct2008 berita harian

BELIA & BISNES

TIP URUS WANG KETIKA EKONOMI TAK MENENTU

Oleh
Abang Abu
APA khabar semua? Kita baru sahaja menyambut Hari Raya Puasa, mungkin ada yang masih merayakan Hari Raya dan ada juga yang sudah memulakan kembali kehidupan seperti biasa.

Dalam rencana hari ini, AbangAbu ingin menekankan kepentingan pengurusan kewangan kerana ekonomi seluruh dunia dijangka terus berada dalam keadaan lembap.

AbangAbu ingin membincangkan beberapa ciri penting yang anda harus beri perhatian dalam membentuk keadaan kewangan sihat dalam bisnes dan juga hidup anda.

  • Disiplin
  • Untuk menjadi seorang pengurus kewangan yang cekap, sifat ini paling penting.

    AbangAbu banyak sekali perhatikan bahawa sifat inilah yang menentukan sama ada seseorang itu berjaya dalam bidang kewangan.

    Pada suatu ketika dahulu, AbangAbu berpengalaman hutang bertimbun kerana tidak berdisiplin ketika berbelanja.

    Sejak mula mengamalkan sifat disiplin ketika berbelanja untuk membayar balik hutang, ia telah menjadikan keadaan kewangan AbangAbu lebih baik.

  • Bajet
  • Mula buat bajet bagi segala perbelanjaan yang anda ingin lakukan.

    Jangan ambil sikap sambil lewa dalam perkara ini. Dalam keadaan ekonomi yang tidak menentu serta lembap, membuat bajet bagi segala perkara yang melibatkan kewangan adalah amat kritikal.

  • Simpan Rekod
  • Sikap menyimpan rekod perbelanjaan tidak kira besar atau kecil amat penting. Anda tidak perlu menggunakan sofwe canggih untuk perkara ini. Sebaliknya, nota kecil pun boleh melakukan tugas ini dengan sempurna.

    Jika anda benar-benar ingin menjadi pengurus kewangan yang berjaya, sifat ketiga ini amat penting. Anda juga perlu amalkan sifat ini secara berdisiplin serta konsisten.

    Pada akhir setiap bulan, pastikan anda melihat perbezaan perbelanjaan anda berbanding bajet yang anda buat sebelumnya. Tuliskan perbezaannya.

  • Sambut kejayaan
  • Setiap kali anda berjaya melakukan perbelanjaan yang tidak melebihi bajet, pastikan anda meraikan kejayaan itu.

    Jangan pula anda meraikannya dengan perbelanjaan besar pula, sebaliknya jadikan kejayaan itu sebagai pendorong menjadi pengurus kewangan lebih bijak.

    Jika anda dapati bahawa anda sentiasa melebihi bajet, maka anda harus memberikan perhatian serius terhadap perkara itu. Anda harus lebih berdisiplin dan berhati-hati dalam segala yang anda lakukan.

    AbangAbu percaya dan yakin bahawa anda akan dapati empat sifat yang AbangAbu bincangkan ini mampu memantapkan keadaan kewangan anda.

    Sila layari www.abangabu.com untuk keterangan lanjut serta tip-tip perniagaan yang lain. Untuk maklum balas serta pendapat, sila e-mel abangabu@nowasia.sg. Idea yang baik akan mendapat hadiah.

    Biz Tip: B U D G E T

    Hi again, Happy Eid Mubarak for all muslim brothers and sisters.

    I am back again with a new and important business tip. All businesses start their business to attain success and grow their businesses to higher level. Some how scary report shows that out of 10 new businesses only 1 survive after 10 years. only 5 after 2 years.

    AbangAbu had been doing some research work on this issue. After some time i realise that 1 common thing that the successful businesses that survives had was the success of budgeting in their business plan.

    AbangAbu wants to share some ways that you can have a budget that will work for your business. So lets see what are those things:

    Its called BUDGET

    B= Be Prepared

    Many of those who fail in budgeting are because the are not prepared.You have to understand that budget is done are based on guess what going to happen. And there will be chance that you are going to miss your estimates.

    Instead of mad of why you misses the estimates , try to find what cause it to over your budget and what are the ways you can control for the next month. So it is not bad to miss your estimates , however you must learn intelligently on ways to improve the estimates on how you wanted it. So learn to be prepared that you might miss your estimates.

    U= Use Spreadsheet

    Learn to use spreadsheet. Using spreadsheet is an excellent way to make your budget works as it will give an idea how is your progress within that month.It will also gives you the reports on what have been over what been budgeted.

    Using this reports will make it easier for you to plan on what to take as the next step on improving the result. Take some classes to use spreadsheet will be a good investment for you and your business.

    D= Do Checks

    Check on your suppliers and service providers on the value you are getting from them. Also do check and find new suppliers that might be giving you a better value that can improve your revenue and bottom line.

    You must always have more than 1 supplier so that you will have options and also better bargaining from them.

    G= Get information

    Constantly update of what is happening in your industry that you are in. This is very important when you are starting to do a budget plan for your business. This reports you can find from the business institutions and government bodies.

    This is a great way to find out how your business will fare in coming years and what are the opportunities your industry has in order for you to bring in revenues? What are the future like for your business?

    This is a very important to update yourself by joining any networks that will provide you with the latest information.

    E= Eliminate Unwanted expenses

    Look out to cut cost of certain avenue in your business. Keep your next purchases till the last day and make use of the credit term that been given to you.

    Keep asking for better deals from your suppliers so that you can be always below your budget. Ask for discounts and special cut on advance payments. When your budget is tied this tips will be a helpful way to make your budget work.

    T=Track and Review Business Progress

    Many business fail because the would have a budget drafted in the begining of the year and will let it out till the next budget year without even knowing how they have done.

    It is a best practise to keep track of the budget on a monthly basis, This is becauseof the volatile climates of businesses. Keep track and review you budget plan as you might need to adjust to stay within your budget.

    Budgeting is an easy but very important process in a success of a business, The goal of budget in business to make sure that everything is as what we wanted and also to maximise of the profit for the business.

    get the kompas wang workbook now

    Selamat Hari Raya

    Apa khabar teman teman semua.? Sudah hampir sebulan dah kit a menunaikan ibadah puasa. Dah pun nak Raya.

    Tahun ini adalah satu tahun yang paling mencabar bagi AbangAbu. Dari segi Perniagaan, juga personal life.

    Banyak dugaan yang AbangAbu lalui. Kini tiba masa untuk AbangAbu duduk fikir balik apa yang berlaku , yang baik kita ambil dan yang kurang baik kita jadikan pelajaran.

    AbangAbu juga mengambil Kesempatan Ini untuk memohon maaf dari semua yang mengenali atau tidak mengenali AbangAbu.

    Dihari dan bulan yang mulia ini marilah kita bermaaf maaf dan menjalinkan semula hubungan silaturahim yang mungking renggang .

    ABANGABU  mengambil kesempatan mengucapkan SELAMAT HARI RAYA AIDILFITRI ”’ EID MUBARAK”’

    This week enterpreneur:Homebiz to Shopspace

    This week will be a pleasure to show you how from a homebiz with little capital to a shop space at a prominent shopping center.

    Learn from another coming entrepreneur. May her sharing will give us many tips and learning opportunities.

    Lets hear it now:

     

    Name: Emmiellia Arip

    Age: 36

    URL: http://www.qispetals.com.sg

    1) What kind of business do you have? What inspired you to become an entrepreneur?

    I manage a Fresh flower business for all occasions. Mainly, my passion for fresh flowers pushed me further into the business since 2003.

    2) Did you need to have a certain mindset to achieve success?

    You must love what u do. Love it unconditionally, from your heart. You must find yourself learning something new- no matter how small- each day when you’re at it. Learn even from the tiniest mistakes in the business. You must believe, little things matters- it completes the big picture; also because you’re part of the service industry. That’s a big deal in Singapore, especially. Insya’allah u’ll go far.

    3) Have you noticed certain advantages to being an entrepreneur?

    Everyday, you present yourself to others in related industries. They begin to notice you in the market. You get to know them and able to identify how u can serve them through your business. They in turn gives u the support u need to boost your business. Then come the recommendations of your services to others they know. The effects and results happen much quicker.

    4) Is it difficult to get financing for businesses? If so, why and are there any solutions?

    Yes, it is. There are too many procedures, clauses and processes. but that’s the way it is here in Singapore. These are for checks and control purposes and we’re legally bound to them. Best to have your own financial support, before you go into one.

    5) Did you have a mentor to help you get started?

    I do not have a mentor, but I do have strong and full moral support from very few people who are close to me and believe in my skills. They got me this far. I got started as soon as I realise I’m passionate about flowers and only after taking up courses and working for a flower shop and at a hotel’s in- house florist department as a part- timer, over a period of time- then I was sure and confident to go further.

    6) Approximately how much money did you invest before your business became profitable?

    I was at a home based business from 2003, and after 5yrs, I’ve recently upgraded the business to a shop unit. So back in 2003, I did not invest much. I ran at very low costs, running the business from a room at home. About $2,000 to buy the flower fridge, basic materials and equipments. Less than 2months, I manage to cover the amount after deducting costs. For now, the amount is many times over, and I hope to recover by 1st half, next year. Insya’allah.

    7) What resources were most helpful to you when you were starting your business?

    Books, courses, web browsing, informative materials, supplier resources and lots of moral support from my husband- the most important factor, above all worldly reasons. Alhamdulillah.

    8) What ways have you found to be most effective in marketing your product or service to get sales?

    Self marketing. Go out, meet people, identify potentials, propose and close sales. Then comes word- of- mouth. It’s almost magical.

    9) What tips can you give others who want to embrace their dream but, don’t have the confidence or feel they don’t have what it takes to succeed?

    You won’t know till u try. It’s pure common sense. If you choose to feel those ways, you won’t make it- simple. Your confidence must be at a reasonably high level, enough to push you forward all the time. Otherwise, you’ll remain in dreamland.

    10) How do you manage juggling the responsibilities of being an entrepreneur?

    Loving what I do helps tremendously. I’ve got to manage or I won’t do well.

    11) What’s next for you?

    Building my customer database at a speed fast enough to recover the capital put in; at the shortest possible time and continue building it to sustain and improve my business consistently. Insya’allah.

    KOMPAS WANG WORK BOOK

    Apa Khabar semua. AbangAbu ucapkan terima kasih kepada semua yang sudah memiliki buku kerja KOMPAS WANG .

    Sambutan baik. Belum lancar dah 60 order. Sekarang dah 500 over dah gone.

    Thank you for the support.

    Bagi yang masih belum get 1 copy . Hanya SGD 29 sahaja. Buku kerja untuk one year. Mesti berbaloi sebab you will get more by using the book.

    Cara guna semua dah ada and easy sekali.

    AbangAbu juga akan begerak ke merata singapura dalam program Bijak Belanja anjuran MENDAKI. Disini juga anda boleh dapatkan buku kerja kompas wang.

    Bagi yang nak order direct atau dapatkan dari ofis kami di peck seah.

    Boleh call 62200701 atau email kompas@nowasia.sg

    Anda juga boleh bayar melalui Kad Kredit menerusi Paypal..


    Akan kami hantarkan kepada anda dalam masa 2-3 hari. Sila e-mail nombor telephone ada sekali kepada kompas@nowasia.sg

    Biz Tips: CASHFLOW

    Hallo all,

    Today AbangAbu  want to discuss on a very important aspect of business. Many businesses which doing well also be effected because cashflow problems.

    A healthy cashflow will keep the business floating in any situation. It is so critical on making our business is having a good cashflow. I want to share some tips on having a healthy cashflow.

    CASHFLOW

    C- Collect –Collect the cash fast . After every job that is done make sure you get your payment immediately . This will give the business the cash for the project. This is very critical for a new start up or new set up. Do business with those who can give you cash fast.

    A-ASK– Ask for deposits for any orders that you get from customers. By asking for deposit will give you the extra cash that you might need. This will also make the customer serious about their order. Keep in mind always ask for deposits. The range is between 10% to 50%.

    S-Sell– Sell off any old inventory or unsold goods that you might have. Sell it for a discounted price or at the cost price. This will give you the extra cashflow that you might need to use for next stage.Its better to get rid of old stock and get new things.

    H- Have Systems- 1)System of collecting payment and issuing invoices. This is important so that there will be a way that you can track on the payment that you should receive.

    2) System of credit check on the customers- This must be done to make sure that your customer have the intergrity as well the capacity to pay you. Especially for those request for credit terms.

    F-Find- Find all the financing option available out there . What are the facilities that can be tapped. From Government schemes or even from banks. Have some credit facilities ready as it might be useful when you need them. Keep informed on what the latest scheme that available that will be useful for your business.

    L-Leverage- Leverage on the credit terms available from your vendor. Always pay on the last due date. This will keep your cashflow healthy. Talk on longer terms with your vendor as this will give you the time to sell the products and than pay from the sale. This is a  good strategy for those who are really have tied cashflow.

    0-Offer- Offer discounts for those of your customers who pay cash and make prompt payment. This will make them to pay cash and fast.

    W-Watch- Watch your business expenses carefully so that your expenses is withing the budget. This is critical as many business owner will use the cash available for their own expenses . PLEASE DO WATCH THIS.

    With all those tips i am sure many of you will start to implement it in your business. I wish all businesses to have healthy cashflow and prosperous so that it can provide greater services for the people.

    See you all in next tips.

    I would also encourage my readers to comment on this tips. You can also write in your tips too.

    Interview in KL Astro TV

    Salam,

    AbangAbu was in KL for an interview pat Astro dalam rancangan WW Astro.

    Bersama Dang Suria and my close brother Dr Irfan Khairi.( www.irfankhairi.com)

    We discuss about cara cara membesarkan anak dari segi kewangan.

    AbgAbu juga ingin tahu apa pendapat para penduduk singapura khasnya masyarakat singapura.

    Untuk tip tip yang menarik ada hadiah menarik dari AbangAbu.

    all.jpg
    Set baru & konsep baru WW, “Wanita & Wang”, Astro Awani
    ik.jpg
    IK suka dengan konsep baru!
    aa.jpg
    Abang Abu, ikon Mentor Jutawan

    BizTips: MARKETING

    Hi dear readers, It been some time since i get to you in this segment of BizTips;

    Today i would love to share with you the one most important things that make a business grow and prosper. The word today is /MARKETING

    so what you should do in order to do in MARKETING to grow your business.

    M= Make a great tag line that will be remembered by your customers and clients.

    Examples like Nike= Just do It, Adidas= impossible is nothing

    even i have my own ABU= Always believe in Urself where a friend who only remember as my tag line and not knowing my name. So try to create something that is simple and yet make people remember

    A=Ask other businesses to include your brochures or namecard when they sent to their clients and prospect and you do the same when you send or give out brochures to your customers. This marketing is called buddy marketing.It will opens up totally new customers and prospect for your business.

    R=Rotate your Marketing technique by doing different things and ways . Never only stick to one way alone as it will be boring for you. By doing many ways of marketing will keep the job more fun.This will also allows you to get the best marketing that work for your kind of business.Examples such as giving free samples, or first buyers discounts or competitions will bring loads of new customers.

    K=Know your customers is a common thing that every marketing expert will talk about. It shows how important is for you to know your customer so that you will save a lot of time, energy and money too. By understanding who are your customer it will be easier for you do a target marketing. So look out what will your customer will want from you or ask your self who will need your products or service and than target them.

    E= Engage your customer immediately after they have made purchases with a second offer. This is one way of up sell to your customers as well a way to introduce new products or services. The offer will make them to consider to try as they are getting at a offer price. Try this method as it is a very powerful way to get referral too.

    T= Train your staff with a well written sales pitch . Train them to practice and evaluate the results. Test every sales pitch and get feedback from customers. A very good sales pitch should be seen as something natural. So make your sales pitch a short and sweet but enough to make your prospect to ask for more.

    I= Internet.It is a must that internet is a part of your business. The business which never leverage the internet will be in the losing end. Create a website and tell the whole world what you can offer them. Create a blog and write what are you good at and be seen as an expert in your field( A great way to build a brand). Get your self into forums and promote your business with social networks. Never miss this out from your marketing.

    N= Newsletter. A great way to keep your business in the eyes of customers as well prospects. It is another way to build your brand. With good quality writings and also useful tips to the readers will make your newsletter a great way to get new customers as they will trust what is written in the newsletter. You can start with an e-newsletter first.

    G=Gift. surprise your customers by giving them gift unexpected ways. This will also create free publicity for your business as the word will spread in a very fast way. People always like to receive gifts and what will make them talk is the way they get it unexpectedly. Also you can send them birthday cards or New year or any other functions.

    All those tips are a great way in making your MARKETING more effective and bring more growth and profit to your business.

    Please do comment after you read on this topic or if you have other ideas too so others can learn from you as well.

    Always Believe in Urself

    Social media & sharing icons powered by UltimatelySocial