Dalam siri membasmi hutang part 4, AbangAbu ingin anda mendapatkan jumlah keseluruhan serta semua orang yang anda perlu langsaikan hutang anda.
Jika anda sudah mempunyai pelan bayaran , maka teruskan pelan tersebut dan sekiranya anda merasakan anda perlu mengubah pelan bayaran tersebut anda harus berbincang dengan mereka dan membuat satu perjanjian baru.
Berapakah jumlah yang anda harus bayar setiap bulan mengikut pelan anda? Contohnya
Hutang keseluruhan $200K
Dan terdapat 8 orang yang harus dibayar setiap bulan.
1) Rosnah – $5000
2)Rahman – $500
3)Brother B- $500
4)Person S – $1000
5)Person R – $1000
6)Bank A – $1000
7)Unsettled bills – $1000
8)Overdues – $500
So total – $10500 that you have to pay every month without fail and you will need to also have for your monthly expenses ( including family if you have one)
So monthly need $4000
So total you need $14500 monthly so that you can live in peace as well clearing your debts according to your plan.
This week , find how much that you can generate currently so that we know how much we need to create every month. Assuming your income currently $7000 . So $7000 minus your monthly need $4000 left $3000 to be use for your debt clearing. Next week AbangAbu will share on what we can do in order to create $4500 monthly so that you your plan will work as what you wanted.
So this week , minggu ini itulah kerja anda. Jangan terburu buru sebaliknya anda perlu tenang dalam melakukan perkara ini.
